[转帖]为什么金钱不能使你富有？———lilyshop和爱在天边两位MM理财实例比较分析
<p> </p><p class="MsoNormal" style="MARGIN-BOTTOM: 12pt; TEXT-ALIGN: left; mso-pagination: widow-orphan" align="left"><b><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 0pt">（一）</span></b><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/>lily</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">的<span lang="EN-US">2010</span>，买车，还贷，怀娃</span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/></span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">下面仔细写一下新年预算<span lang="EN-US"><br/></span><b style="mso-bidi-font-weight: normal">一、收入：<span lang="EN-US">35W</span></b><span lang="EN-US"><br/> LG30W</span>，没有意外的话</span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> </span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">我<span lang="EN-US">5W</span>，我们减薪减的厉害，哭</span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/></span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">二、支出：<span lang="EN-US">473428</span></span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> 1</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">、房租：<span lang="EN-US">9600<br/> 2</span>、物业：<span lang="EN-US">2200+660=2860<br/> 3</span>、水电：<span lang="EN-US">250*12=3000<br/> 4</span>、宽带：<span lang="EN-US">150*12=1800<br/> 5</span>、交通：<span lang="EN-US">1200*12=14400<br/> 6</span>、通讯费：<span lang="EN-US">450*12+50*12=6000<br/> 7</span>、饮食：<span lang="EN-US">2000*12=24000</span>（包括水果和零食）<span lang="EN-US"><br/> 8</span>、人情：<span lang="EN-US">8000</span>（这<span lang="EN-US">2</span>年应该是同学朋友结婚的高峰期吧，目前已经知道明年<span lang="EN-US">4</span>个朋友结婚，<span lang="EN-US">1</span>个弟弟结婚）</span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> 9</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">、衣服护肤：<span lang="EN-US">8000</span>（包括我和老公<span lang="EN-US">2</span>个人的）<span lang="EN-US"><br/> 10</span>、房贷：<span lang="EN-US">3370*12=40440<br/> 11</span>、医疗费用：<span lang="EN-US">1000</span>（尽量少用吧，真不想列这部分的支出）</span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> 12</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">、旅游费用：<span lang="EN-US">5000</span></span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> 13</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">、煤气数字电视：<span lang="EN-US">300+44*12=828</span></span><span style="FONT-SIZE: 1pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网 <span lang="EN-US"><a href="http://www.kblcw.com/" target="_blank"><span style="TEXT-DECORATION: none; mso-bidi-font-size: 12.0pt; text-underline: none">www.kblcw.com</span></a></span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><br/> 14</span><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">、车子<span lang="EN-US">15W<br/> 15</span>、生娃<span lang="EN-US">1.5W<br/> 16</span>、还债<span lang="EN-US">18W<br/> 17</span>、装修尾款：<span lang="EN-US">3500<br/></span><b style="mso-bidi-font-weight: normal">总计：<span lang="EN-US">473428<br/></span>还有<span lang="EN-US">12W</span>多的缺口，晕啊</b></span></p>
<p class="MsoNormal" style="MARGIN-BOTTOM: 12pt; TEXT-ALIGN: left; mso-pagination: widow-orphan" align="left"><span style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><b style="mso-bidi-font-weight: normal">天边的财务情况在附件<span lang="EN-US"><br/></span></b><span lang="EN-US">---------------------------------------------------------------------------------------------<br/><br/></p></span></span>为什么金钱不能使你富有.rar ：down10_10223.asp?ID=154064<br/>
[此贴子已经被作者于2010-7-21 22:45:27编辑过]
<p class="MsoNormal"><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">看的出来爱在天边是位节俭的</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt">MM</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">，预算和支出都不高，和</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt">lilyshop</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是完全不同的两种类型。特别要说明的是投资理财账户是为将来做准备的，短期内的浮动盈亏根本不必在意，若是你实在承受不了涨跌市值的账面盈亏，那就定期储蓄也行，不管怎么样这都是你必须储备的第一桶金。</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">十年回忆路，真的很不容易，我们不能选择出生的地点和父母，但是我们可以选择自己走什么样的路。我们还可以选择让自己过上富足的生活，只要不断的学习理财知识，不断的在生活中工作中积累知识和人脉，向长辈和那些优秀的人学习，不断的使自己进步，一切都会水到渠成。</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">（三）</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">比较两位</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt">MM</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">的收入和支出状况</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt">:</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">（为了举例分析冒昧做下比较）</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/>1.lily</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">家庭收入高，支出也高，按照原来的财务预算，今年是预算赤字，也就是入不敷出。</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/>2.</span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">爱在天边收入不高，但支出也不高，按照现有的预算，每月还有预算盈余，可供储蓄投资。</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">一个是预算赤字，一个是预算盈余，</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">如果两者这种状况持续几年以后，你认为会发生什么？</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">你可能会说前者的财务预算是暂时的，以后就不会了；</span></b><b><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><br/></span></b><b><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-font-kerning: 0pt; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">现实是大多数中产阶级在拥有更多的收入后，会购买更大的房子按揭更多的贷款；购买更好的小车，消费更高档的场所和品牌；如果没有合理的财务规划，将会面临更大的财务问题。</span></b><span lang="EN-US" style="FONT-SIZE: 14pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="TEXT-ALIGN: left; mso-pagination: widow-orphan" align="left"><b><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-font-kerning: 0pt"><o:p> </o:p></span></b></p><b><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">透过一个人的收入来源和支出消费习惯可以预见一个人的将来。</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">贫穷和富有不取决于你今天拥有多少钱？而是明天你能留住多少钱？</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">不是拥有高收入就能解决人们的财务问题，高收入有高收入的问题；低收入有低收入的问题；</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: black; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">首先只有你意识到这些问题，你才会去解决它；</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">解决问题的过程就是让你的生活走向富足的过程，让你进步成长获取财富的过程。</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: blue; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><u><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">所以金钱不能使你富有！</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">使你富有的是你的理财智慧；</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是你能留住多少钱的能力；并使它增值的能力；</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是你能让你的钱为你工作的能力；而不是你一直为钱工作的能力；</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是你的不断学习进步的能力。</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是你总能不断预算盈余，首先支付自己的资产栏的能力。</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">是你不断建立自己的资产获得被动收入的能力。</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><br/><br/><br/></span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">你</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">---</span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">建立资产</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">---</span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">资产产生收入</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">---</span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">钱</span><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">---</span><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: Tahoma; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: Tahoma; mso-hansi-font-family: Tahoma">满足你的一切合理需要（财富自由）</span></u></b>
<p class="MsoNormal"><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">通常对于身边的人致富的过程，我们总是心存疑虑，总是认为致富的人是因为运气好，或者归结于与众不同的因素，而不是在其中找到一些可以学习和借鉴的规律。<span style="COLOR: red">穷极一生的人都喜欢给别人的成功找理由，为自己的失败找借口。</span>封闭落后的观念和狭隘匮乏的思想是致富的大敌。然而，<span style="COLOR: red">更多的人缺乏的是去实践的勇气。</span></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/><br/></span><u><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">懂得欣赏他人的人才能成为富足的人，欣赏别人就是在欣赏自己。</span></u><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><u><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">你所认可的其实即是你自己。我们所看到的世界只不过是心灵的反映。</span></u><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><u><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">成为富足的人首先要有一个富足的心态，只有抱着开放的思维，才能接纳和学习。</span></u><u><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: red"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></u></p>
<p class="MsoNormal"><u><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: red"><o:p><span style="TEXT-DECORATION: none"> </span></o:p></span></u></p>
<p class="MsoNormal"><strong><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">们通常总是在寻找如何避免失败的答案，而不是寻找如何才能获取成功的问题和答案。</span></strong><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/><br/></span><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">好运气也只会降临到那些有所准备的人身上。</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">你准备好了吗？</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">投资一定是在冒风险吗？</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">投资一定要有很多钱才能开始吗？</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><strong><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">如果你没钱时赚不到钱，那么你有钱的时候一样也赚不到钱。</span></strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">通常</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: red"><a href="http://www.kblcw.com/" target="_blank"><strong><span lang="EN-US" style="COLOR: windowtext; FONT-FAMILY: 宋体; TEXT-DECORATION: none; text-underline: none; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'"><span lang="EN-US">理财</span></span></strong></a></span><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">投资最大的风险不在于投资的标的物，而是投资者本身，缺乏理财投资知识、经验、智慧的人才是理财投资的最大的风险。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: red"><o:p></o:p></span></p><span style="FONT-SIZE: 10.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">如果仅仅是为现金流投资来说，是否占有该资产并不重要，我要的是它的控制权时间。我只愿意想办法控制它，让它为我工作。</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">本文源自口碑理财网<span lang="EN-US"> www.kblcw.com</span></span><span lang="EN-US" style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">本文源自口碑理财网<span lang="EN-US"> www.kblcw.com</span></span><span lang="EN-US" style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br/></span><b><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-bidi-font-size: 12.0pt">好的投资对象是无论市场好坏都能为你带来稳定而肯定的回报的资产，无论你是为资本得利还是现金流。</span></b><span lang="EN-US" style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">本文源自口碑理财网<span lang="EN-US"> www.kblcw.com</span></span><span lang="EN-US" style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">富人会越来越富的原因是，他们每年都会建立或获得新的资产。增加新的资产并不需要更努力地工作，或工作更长时间。实际上，一个人的财商越高，当获得更多、质量更好的资产时，他工作的时间就越短。你想想看，资产产生了被动收入，从而自动为富人工作。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br style="mso-special-character: line-break"/><br style="mso-special-character: line-break"/></span>
<p class="MsoNormal" style="TEXT-ALIGN: left; mso-pagination: widow-orphan; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" align="left"><span style="FONT-SIZE: 13.5pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">这句话送给刚开始的朋友们：</span><span style="mso-bidi-font-size: 10.5pt; mso-font-kerning: 0pt"> </span><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">如果你想进行某项投资，先学点这方面的知识，从小项目开始，少投一点钱，并且不要离家太远。还要为自己设立赢的目标，尤其是在首次投资的项目上，你需要树立自信心。</span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p>
<p class="MsoNormal" style="TEXT-ALIGN: left; mso-pagination: widow-orphan" align="left"><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网<span lang="EN-US"> www.kblcw.com</span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="TEXT-ALIGN: left; mso-pagination: widow-orphan" align="left"><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt">本文源自口碑理财网<span lang="EN-US"> www.kblcw.com</span></span><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="TEXT-ALIGN: left; mso-pagination: widow-orphan; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto" align="left"><b><u><span style="FONT-SIZE: 13.5pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 0pt">如何起步：学点知识，从小做起，少投点钱，就近原则，赢的目标，树立信心。</span></u></b><span lang="EN-US" style="FONT-SIZE: 9pt; FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt"><o:p></o:p></span></p>
<p class="MsoNormal"><strong><span style="COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">富人获得财富的秘密就在于他们每一天都在建立和获得资产，这些资产每天都在为富人们工作给他们带去现金收益，并且这些资产每天都在不断的膨胀扩大增值。</span></strong><strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/><br/></span></b><strong><span style="COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">普通投资者在想方设法消减债务的时候，成功的投资者却在不断扩大对自己有利的债务。</span></strong><strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span></b><strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span></b><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">资产有两种：内部资产和外部资产</span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span></b><strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/></span></b><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">内部资产是属于你自己的，<span style="COLOR: red">首先只有构建你的内部资产才能去获得外部资产。</span></span></strong><b><span lang="EN-US" style="FONT-SIZE: 13.5pt"><br/><br/></span></b><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">内部资产的其中一个方面就是健康，想一想无论拥有多少财富都比不了健康来得重要。<span style="COLOR: red">健康是你最重要的财富和资产</span>。</span></strong><strong><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span></strong><strong><span style="FONT-SIZE: 1pt; COLOR: white"> <span lang="EN-US"><a href="http://www.kblcw.com/"><span style="FONT-WEIGHT: normal">www.kblcw.com</span></a><o:p></o:p></span></span></strong></p>
<p class="MsoNormal"><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">钱的流向运动路线有三个基本方向：</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">一：通过购买和使用日常生活消费品流向不同商家。（让各类商家和服务商们致富）</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">二：通过信用卡消费、银行融资贷款购买大宗商品（房、车等）流向银行。（让银行们致富）</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">三：通过储蓄投资流向自己的口袋。（让你自己的口袋鼓起来</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black">—</span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">让你致富）</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">备注：这里的钱指税后工资收入（通过税收政府致富），工资收入都是折价后（税收后）的收入。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">为了将来让自己过上富足的生活，你必须选择你钱的流向以及流向多少，流向你自己的越多，将来才有可能越富有。</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">所有我说首先支付你自己要成为你的优先项。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">如果因为首先支付你自己了，导致生活消费和银行还贷不够，你一定会担心房产车子将会因你无法按时还款而被没</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">收，或者你的生活质量将因此而下降，如果这对你是一个问题，那么去解决这个问题，企业家通过解决人们的问题创</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">造财富，你也可以通过解决自己的问题来致富，如果你的钱不够支出，并非坏事，问题即是一个机会，解决问题的过</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">程既是你提高自己理财智慧的过程，通过解决这些问题你会变得更加富有。如果你因为情感上的恐惧而丧失了解决问</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">题的能力，那么你也将失去成长和进步的机会。每个人都是在学习解决生活中遇到的不同的问题中获得进步和成长</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">的。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"> <br/><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">开源节流是大家理财的途径，口碑预算的好处是通过有计划的花钱来管理好自己的支出流向和额度。</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">好比一个漏斗，开源是流入口，节流是流出口，在节流缩口的同时尽量开出更多的流入口，所以大家都在学习理财投</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">资，投资基金、股票、房地产、企业等等。</span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/>80/20</span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">法则：</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black">80%</span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">的时间应该花在开源上，</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black">20%</span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">的时间花在节流上。</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">当你不懂得投资什么时，最好的投资方式是投资你的大脑，通过学习掌握各种投资方式，你将会看到一个更加广阔的</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 1pt; COLOR: white; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">本文源自口碑理财网</span><span lang="EN-US" style="FONT-SIZE: 1pt; COLOR: white"> www.kblcw.com</span><span lang="EN-US" style="FONT-SIZE: 13.5pt; COLOR: black"><br/></span><span style="FONT-SIZE: 13.5pt; COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New="New"Roman'; mso-hansi-font-family: 'Times New="New"Roman'">世界，一个富足的世界，一个没有风险也无需多少资金就能获得富足生活的世界，你的生活将变得更加美好。</span></p> 嗯 投资大脑的回报率是长期而且潜力巨大的 <p>但你一时想不到有什么可以投资，可以投资大脑</p>
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