[转帖][公告]央行下调金融机构存贷款基准利率0.27个百分点
<p>据中国人民银行网站消息，中国人民银行决定，从2008年10月30日起<a class="akey" href="http://finance.sina.com.cn/g/20081029/19065445918.shtml" target="_blank">下调金融机构人民币存贷款基准利率</a>，一年期存款基准利率由现行的3.87%下调至3.60%，下调0.27个百分点；一年期贷款基准利率由现行的6.93%下调至6.66%，下调0.27个百分点；其他各档次存、贷款基准利率相应调整。个人住房公积金贷款利率保持不变。</p><p><table class="tb01" cellspacing="0" cellpadding="0"><tbody><tr><td valign="bottom" nowrap="nowrap" width="583" colspan="4"><p align="center">金融机构人民币存贷款基准利率调整表</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center">单位：%</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center">调整前利率</p></td><td valign="bottom" nowrap="nowrap"><p align="center">调整后利率</p></td><td valign="bottom" nowrap="nowrap"><p align="center">调整幅度</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center"><strong>一、城乡居民和单位存款</strong></p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">（一）活期存款</p></td><td valign="bottom" nowrap="nowrap"><p align="center">0.72</p></td><td valign="bottom" nowrap="nowrap"><p align="center">0.72</p></td><td valign="bottom" nowrap="nowrap"><p align="center">0.00</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">（二）整存整取定期存款</p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">三个月</p></td><td valign="bottom" nowrap="nowrap"><p align="center">3.15</p></td><td valign="bottom" nowrap="nowrap"><p align="center">2.88</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">半 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">3.51</p></td><td valign="bottom" nowrap="nowrap"><p align="center">3.24</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">一 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">3.87</p></td><td valign="bottom" nowrap="nowrap"><p align="center">3.60</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">二 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.41</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.14</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">三 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">5.13</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.77</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.36</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">五 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">5.58</p></td><td valign="bottom" nowrap="nowrap"><p align="center">5.13</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.45</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center"><strong>二、各项贷款</strong></p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">六个月</p></td><td valign="bottom" nowrap="nowrap"><p align="center">6.12</p></td><td valign="bottom" nowrap="nowrap"><p align="center">6.03</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.09</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">一 年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">6.93</p></td><td valign="bottom" nowrap="nowrap"><p align="center">6.66</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">一至三年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">7.02</p></td><td valign="bottom" nowrap="nowrap"><p align="center">6.75</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">三至五年</p></td><td valign="bottom" nowrap="nowrap"><p align="center">7.29</p></td><td valign="bottom" nowrap="nowrap"><p align="center">7.02</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">五年以上</p></td><td valign="bottom" nowrap="nowrap"><p align="center">7.47</p></td><td valign="bottom" nowrap="nowrap"><p align="center">7.20</p></td><td valign="bottom" nowrap="nowrap"><p align="center">-0.27</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center"><strong>三、个人住房公积金贷款</strong></p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td><td valign="bottom" nowrap="nowrap"><p align="center"> </p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">五年以下（含五年）</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.05</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.05</p></td><td valign="bottom" nowrap="nowrap"><p align="center">0.00</p></td></tr><tr><td valign="bottom" nowrap="nowrap"><p align="center">五年以上</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.59</p></td><td valign="bottom" nowrap="nowrap"><p align="center">4.59</p></td><td valign="bottom" nowrap="nowrap"><p align="center">0.00</p></td></tr></tbody></table></p>
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