是存钱还是读书？——把“学习的意义”说个透
<h3 style="MARGIN: 13pt 0cm;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';"><font size="5">是存钱还是读书？——学习的意义</font></span></h3><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27pt; mso-char-indent-count: 2.57;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">还在十五年前即</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">1992</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年时，我就曾对同事和朋友说过：“把你工资单上的工资全部存起来，十年后仍然是‘穷光蛋’。”当时，我和我的同事工资单上的工资大概不到</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">200</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元，以每月存款</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">200</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元计，一年</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2400</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元，</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">10</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年连本带息</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">万元。到</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2002</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">万元难道不是</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">“</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">穷光蛋</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">” </font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">吗？</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27pt; mso-char-indent-count: 2.57;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">现在</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2007</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年，我曾多次对朋友和学员说过：“把你现在工资单上的工资全部存起来，十年后仍然是‘穷光蛋’。”比如，假如工资单上的工资是</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2000</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元，每月存款</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2000</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元计，一年</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">24000</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元，</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">10</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年连本带息</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">30</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">万元，</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">2017</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">30</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">万元难道不是</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">“</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">穷光蛋</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">” </font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">吗？——别忘记一件事情：你的年纪已经增加了</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">10</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">岁！！</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27.1pt; mso-char-indent-count: 2.57;"><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">当然我不是叫他们去跳海或者撞墙，我会给他们一根救命稻草，那就是：投资自我、学习是出路——我会告诉他们</span></b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">如下要点：</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27.1pt; mso-char-indent-count: 2.57;"><b><span lang="EN-US"><font face="">1</font></span></b><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">、财富向能力加速度流动：</span></b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">人类历史最近</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">40</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年创造财富的总和超过在此之前</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">4000</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年创造财富的总和——知识爆炸、财富加速增长，过去人们两年才能买一台彩电，现在很多人一个月能买好几台彩电，对个人来讲，其职业生涯之未来</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">10</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年将等于过去</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">3 0</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">年。</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27.1pt; mso-char-indent-count: 2.57;"><b><span lang="EN-US"><font face="">2</font></span></b><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">、知识</span><span lang="EN-US"><font face="">-</font></span></b><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">财富关系模型：</span><span lang="EN-US"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 44.95pt; mso-char-indent-count: 3.73;"><b><span style="FONT-SIZE: 12pt; FONT-FAMILY: 楷体_GB2312;">知识是时间的函数，即：知识<span lang="EN-US">= F(</span>时间<span lang="EN-US">)</span>＝<span lang="EN-US">at</span>；<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 44.95pt; mso-char-indent-count: 3.73;"><b><span style="FONT-SIZE: 12pt; FONT-FAMILY: 楷体_GB2312;">能力是知识的函数，即：能力<span lang="EN-US">= F(</span>知识<span lang="EN-US">)</span>＝<span lang="EN-US">bt<sup>2</sup></span>；<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 44.95pt; mso-char-indent-count: 3.73;"><b><span style="FONT-SIZE: 12pt; FONT-FAMILY: 楷体_GB2312;">财富是能力的函数，即：财富<span lang="EN-US">= F(</span>能力<span lang="EN-US">)</span>＝<span lang="EN-US">ct<sup>3</sup><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27pt; mso-char-indent-count: 2.57;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">——我曾多次建议学员把这几个公式打印出来，然后用玻璃镜框镶嵌起来挂在床头以自励，或者置于自家饭厅墙上激励孩子。当然我也会提醒他们，别忘记落款为“李泽尧语录”以尊重和保护知识产权。</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27pt; mso-char-indent-count: 2.57;"><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">、<b>工作回报＝</b>工资<b>＋能力成长：</b>对于目光短视、没有理想的人而言，它的注意力常常会局限在眼前的工资上，而对于志存高远、有理想有追求的人而言，它的注意力则会集中在能力的成长上。</span><b><span lang="EN-US"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27.1pt; mso-char-indent-count: 2.57;"><b><span lang="EN-US"><font face="">4</font></span></b><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: '';">、很多人缺乏投资自我的观念：</span></b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">大多数《有效管理十八项技能》公开课的主办者都会提前备书在授课现场供学员购买，我曾遇到学员跑来问我</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">“</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">老师，可以打折吗？</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">”</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">我告诉他：一则不是我在卖书，我没有提成。另外我也提醒他：你一顿饭一二百元不会心疼，为何一本书</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><font face="">38</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">元就要问我打折？</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27pt; mso-char-indent-count: 2.57;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-weight: bold;">——与几个朋友“搓一顿”，几十、一二百元就出去了（大概这个标准已经被很多人看低，因为中国“泱泱大国”实在太大，各地区各阶层水准悬殊），可是没有见到我们“心疼”！？为什么拿一点时间、精力、金钱投资到书和读书上面，我们却那么“心疼又心痛”呢？！</span><span lang="EN-US" style="mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 27.1pt; mso-char-indent-count: 2.57;"><b><span lang="EN-US"><p><font face=""> </font></p></span></b></p><b><span lang="EN-US"><p><p class="MsoNormal" align="right" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: right; mso-pagination: widow-orphan;"><b><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt;">摘自李泽尧《</span></b><b><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt;"><font face="">PMTP</font></span></b><b><span style="FONT-SIZE: 12pt; COLOR: red; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.5pt; mso-ascii-font-family: ''; mso-hansi-font-family: ''; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt;">丛书》之《执行力》《领导力》《商战力》前言</span></b><b><span lang="EN-US" style="FONT-SIZE: 12pt; COLOR: red; mso-bidi-font-size: 10.5pt; mso-bidi-font-family: 宋体; mso-font-kerning: 0pt;"><p></p></span></b></p></p></span></b> <p>不断投资自我是最佳的选择！</p> <p>人是活的，金钱是死的，金钱只有通过人的活动才能实现其价值的升值，而升值幅度则由人的能力决定</p> 读书等于存钱。
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